Karma (KRM)


  • Create a powerful impulse for entrepreneurship
    Today SME's creating up to 90% working places among all private companies. Wherein, 90% of business-loans issued to large corporations. Karma solves the capital accessibility issue for SME.

  • Distribute capitals evenly across the world
    Some countries have deposit interest rates as small as -0.75% or 0.1%, and loan interest rates starting just from 1%. More than 3 billion people live in countries with loan interest rates as high as 20-30%.

  • Create opportunity for direct resources interchange
    Karma is an ecosystem.
    All participants work directly with each other. People can create lots of different types of relationships, and can decide for themselves which ones are effective and which are not.